Funeral Insurance in Spain

Planning ahead is one of the greatest gifts you can give to your loved ones. Our Funeral Insurance is a fully flexible, modern solution designed to protect you and your family from financial, legal and emotional stress when it matters most.

With personalised cover, 24/7 assistance and a payment structure that adapts to you, you can enjoy life in Spain with complete peace of mind — knowing everything is taken care of.

Choose a funeral insurance policy tailored to your needs...

Tailored to your Needs

With our funeral insurance policy you decide how much you pay and, most importantly, when you finish paying for your insurance.

Lifelong Cover

This is lifelong cover, designed especially for international residents and expats living in Spain who want clarity, flexibility and real support.

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An Insurance Policy unlike any other

Choose a funeral insurance policy tailored to your needs — because you decide how much you pay and, most importantly, you decide when you finish paying for your insurance.

We have three options:

• Level

Your annual premium depends on the amount insured and your age each year.

• Stepped

As per ‘Level’ until the age of 74 when the premium becomes fixed.

• One-off premium

Make one payment up front based on the amount insured and your age when you take out the policy and forget about annual payments.

What’s Included in Kyna Funeral Insurance?

Funeral Expenses & End-of-Life Support – so you don’t have to worry about a thing during the toughest moments, we take care of all funeral-related services, including:

Your family won’t need to manage paperwork, costs or logistics — Kyna Insurance handle everything on their behalf.

Optional Extra Cover

The main insurance policy payment is made in the case of the death of the policy holder, however several additional coverages can also be added.

Family Assistance

- Travel Assistance
- Last Will and Testament
- Medical, Dental and Wellness Services
- Comprehensive wellness programme
- Educational assistance
- Help at Home Services

Repatriation

If you wish to buried in your country of origin, Kyna Insurance will organise and pay for your repatriation.

Death or Total Permanent Disability due to Accident

Receive full payment of your funeral insurance policy if you suffer an accident resulting in total permanent disability.

Hospitalisation due to Illness or Accident

Receive a daily allowance to meet the increase in costs brought about by hospitalisation, including travel, meals, phone calls, etc. In the event of admission to an ICU/HCU, you will receive double the daily allowance, and if hospitalised due to pregnancy, ten times the daily allowance.

Death of a Pet

Individual cover includes collection of your pet, individual incineration, an urn with your pet's ashes and an incineration certificate. Collective cover includes pick-up and collective incineration of your pet.

Why Choose Kyna Insurance?

Frequently Asked Questions

Kyna Insurance can do that for you or your family can make their own arrangements – in this case, Kyna Insurance will pay your family the total amount insured.

In these cases, Kyna Insurance will reimburse the difference to your family.

In European Union countries, yes. In non-EU countries, Kyna Insurance organises and pays for transport to the nearest airport to the chosen place of burial and if this is more than 30km from the airport, Kyna will reimburse up to €1,000 to cover transport costs to the place of burial.

For the purposes of this cover, total permanent disability due to accident is defined as an irreversible physical and/or psychiatric condition that means you are totally and permanently unable to carry out any paid professional or work activity whether self-employed or as a salaried employee or to perform your daily activities normally as a result of an accident.

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