That’s where life insurance comes in. It’s not just a policy — it’s protection for everything you’ve worked to create.
At Kyna Insurance, it’s simple. We offer tailored life insurance policies designed specifically for expats in Spain.
Why Life Insurance is a Must-Have for Expats in Spain
Living abroad is exciting, but it also comes with unique responsibilities. Of course, when you’re having fun in the sun, no-one likes to consider the worst, but a life insurance policy means your loved ones can be looked after if you were to die or become disabled during the time you’re covered.
Here’s what the right life insurance policy can do for you:
Protect your Family’s Future
Your life insurance payout ensures your loved ones can continue living comfortably — covering everyday expenses, rent or mortgage, school fees, and more.
Global Protection that Travels with you
Your policy offers international coverage — perfect for families split between countries or those planning to relocate.
Mortgage and Debt Cover
No one wants to leave behind unpaid debts. Life insurance can be used to settle mortgages or personal loans, easing the burden on your family.
Take Care of Final Expenses
Funeral costs in Spain can be unexpectedly high. Your policy includes an advance payment of up to €5,000, so your family isn’t left struggling with immediate costs.
Handle Repatriation
If your family wishes to return you to your home country, we cover the costs of transportation, even from abroad — including a return flight for a companion.
Cover Inheritance Tax
Spain’s inheritance tax laws can be tough on families. Some policies include inheritance tax cover, making it easier for your heirs to claim what’s rightfully theirs.
Add Critical Illness Cover
Life doesn’t always go as planned. Optional cover includes serious conditions like cancer, stroke, heart attack, and more — giving you financial support when you need it most.
Frequently Asked Questions
Up to what age can I take out life insurance?
How long can I keep my policy?
Can I pay monthly?
What’s included for funeral costs?
Your policy includes an advance of up to 10% of the insured sum (max €5,000) to help your family cover funeral expenses quickly.
What’s considered a “critical illness”?
Cover includes:
– Cancer
– Heart attack
– Stroke
– Major bypass surgery
– Paralysis
– Organ transplant
– Kidney failure
What does the repatriation benefit include?
– Within Spain: full transport to the funeral home.
– Outside Spain: costs to the nearest international airport + €1,000 to reach the final destination.
– Companion travel: return ticket for a loved one to accompany the body
Why Expats Trust Kyna Insurance
English-Speaking Advisors
No jargon, no confusion. We explain everything in plain English and guide you through the entire process — start to finish.
Policies Built for Expats
We only offer policies that suit international residents in Spain — so you’re not wasting time on coverage that doesn’t fit your situation.
Real People, Personal Service
We’re not a call centre. We’re your local insurance partner — and we handle claims directly with Generali on your behalf.
Simple. Transparent. Fair.
We make life insurance straightforward, with flexible payment options and no nasty surprises. After all, our motto is: Kyna Insurance — It’s Simple.
You're Already Protecting So Much. Now Protect What Matters Most
Your family. Your peace of mind. Your future.
Don’t wait until it’s too late. The sooner you take out life insurance, the more affordable and comprehensive it will be. With Kyna Insurance, you don’t have to figure it out on your own.
Contact us today and speak to Jane or Kayleigh.
Request a no-obligation quote — it only takes a few minutes.
Sleep easier tonight, knowing your future is protected.
Kyna Insurance – It’s Simple
Get a quote for Life Insurance today...
If you would like to discuss any of our insurance products or packages, or if you have any questions, please do not hesitate to call on (+34) 96 682 11 72 or fill in the “Send us a message” form provided.
